Examine your income and compare to your average monthly expenses. It’s time to take a hard look at your financial habits – is your spending out of control? Millennials say they spend an average of $478 a month on “nonessential” purchases like nights out, new clothes, and other “extras.” Do the math and that comes out to a yearly total of $5,736 that could be put toward an emergency fund, vacation budget, or retirement savings.Ī basic financial inventory can be used to get some insight into how much money you have and where you may need to rein in your spending. Now that you have a calendar view of your financial goals, let’s break down each of your January to-do’s. After all, writing down your resolutions makes you 42% more likely to achieve them.ĭownload and print out your monthly calendar to stay on track, and check back in with us each month to get your next financial to-do list. To make it easier to stick to your financial goals, we’ve provided a calendar printout that you can use to track your progress and keep yourself accountable month in and month out. In January, we’re focusing on planning and budgeting – a fresh start to the year means a fresh financial perspective. Each month, we’ll dive into a different financial theme, giving you a quick to-do list of financial tasks to help you reach your goals this year. We’ve designed a 12-month financial calendar to help those looking to take back the reins on their finances. Want to start 2020 off on the right financial foot?
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